A 2010 high of $1034.37 in day-trading profits in the week ended 23rd July 2010.

This represents the highest amount since at least the middle of 2007.

With the profits taken from stocks held and then sold, this week's tally comes to about $1200, a high for 2010

797.5 hours tutored in 2010!

This brings the total hours I've taught since I started this to 1499.5, just short of another landmark threshold!

Expenditure for 24th July

(24/7/2010) : $4.50

792 hours of tutoring thus far this year

6 more hours are needed to breach the 1 500 hour threshold accumulated since last year!

Expenditure for 23/7/2010

(23/7/2010) : $0

Yesterday's profit adjusted down to $910.35, but today was another lucrative one!

I relied on my sixth sense to enter six thousand shares of a construction company for $42, only to watch it slowly rise.

As is my usual habit of conservatism, I took almost half my stake off the table when the stock rose to $45.5, but fortunately, my notebook experienced some connection problems after that.


When I went downstairs to my desktop PC to re-login, the stock had shockingly gone up to $58!

I joyfully sold off another thousand shares, and then bits and pieces as it keep shooting higher: 59.5, 60, 61, 62, 63, 64, 66, 67,68, 64,65,63,62, 63, 64...and so on...

The highest price I managed to secure was $67, and then I dumped the last bit at $62.


True to my instincts, the stock closed at $52!

Approximately $562 was made in just under an hour, making this week the MOST PROFITABLE in 2010 thus far!

Friday proved to be the day this particular stock traded the highest volume ever as well!

A great day for me on the stockmarket!

Two consumer companies in my portfolio surged massively yesterday, allowing me to take a profit of approximately $911.08 today.


(22/7/2010) : $28.80

Stockmarket Profit for 20th July

[20th July] = $287.88

Today, I also sold a stock I had held for almost 3 months for an average price of $379.625 for 1000 shares.

Which brings the profit to approximately $185

Expenditure for 20/7 & 21/7

(20/7/2010) : $0

(21/7/2010) : $4.30

A mixed day on the stockmarket...

What seemed to be a promising day turned out to be a bummer: profit-taking kept the market gains disappointing for most stocks.


Which induced me to take profit on some stocks while cutting loss on some others just in case capital preservation turns out to be a smart move.

The bright spot was that I managed to sell a stock for about $280 in profits, five dollars more than the dividend I would have received had I held it for another week or so.


All in all, about $12 425 of net sales proceeds will be realised to pay for stocks that I now regret buying today and yesterday.

Expenditure for 18/7 - 19/7

(18/7/2010) : $4.00

(19/7/2010) : 0

Stockmarket profit for 16th July

[16th July] ~ $60.23

Expenditure for 16/7 - 17/7

(16/7/2010) : $3.80

(17/7/2010) : $0

Interest income of exactly $5/day; Expenditure for 15th July

The math shows that I have earned $47.25 from my time deposits since 2nd July, and exactly $5 per day since yesterday.

(15/7/2010) : $0

770.5 hours of tutoring have been racked up in 2010 thus far.

Updated stock profit for 14th July

[14th July] = $107.54

Chalked up 768.5 hours thus far

Although I attended to a pupil half-an-hour late, and he ended up going home.

Thus, I register zero hours today :(

Placed another $5 000 in time deposit to take advantage of the new improved rates.

This means that I'll be receiving a grand total of $4.92 daily on a passive basis from all my time deposits combined($71 grand).

Which is hardly anything to some, but far more than I would have guessed possible given the current economic scenario if someone had asked me last year.

On the stockmarket, I made an estimated $106 from two stocks, making it the third day in a row of profits from the market, though also the smallest in magnitude.

The 3-day total for the week thus far now stands at an estimated $865.

Fully aware of the evanescence of stock market gains, I won't depend fully on such ad hoc enhancements to the return on my assets.


Had a nice Japanese-style mackerel with rice for lunch.


Expenditure for 14th July:

(14/7/2010) : $12.60

Profits from the stockmarket ~ 12th - 13th July 2010

[12 July] = $548.09

[13 July] = $210.80

Placed $16K on time deposit at 2.75% interest

I decided to take advantage of the newly revised deposit rates to withdraw & convert $16,000 of a foreign currency(which I changed with much nervousness at a foreign exchange bureau) to earn the equivalent of $1.19 per day.

Not much, you might say. But it sure beats keeping the banknotes under a mattress earning nothing at all!

Expenditure for 10th-13th July

(10/7/2010) : $23.60

(11/7/2010) : $5.00

(12/7/2010) : $0

(13/7/2010) : $23.00

Received $223.28 worth of dividend checks so I decided to splurge a little...

...by buying a slice of layered chocolate-cheesecake, and a shepherd's pie.

The latter I gifted to my auntie who has just recovered from a successful colon operation, but she only took a little of the mash potato off the top, so I had to finish the rest plus the cheesecake myself!


(9/7/2010) : $14.70

My longest pupil has reached his 111th lesson, while another is set to rejoin!

I'm so glad that the latter's mother has reverted back to me with a positive response.

In return, I've given her a discount on the existing tuition fee, although he's only coming once a week, not twice as he had from October 2009 till June this year.

My cash balances exceed $60 000 comfortably as of now.

I put $50 000 of that $60k into a time deposit that yields me over $100 in interest each month and I'm challenging myself to keep my extraneous expenditures below that amount.

It's a tall order but I believe that it CAN be done.

That includes not spending money on every single lucky draw that offers a jackpot of over $ 10 million.

(Having resisted the temptation to try my luck yesterday, I'm quite confident of keeping to this vow)


On the sharemarket front, I bought some shares before their ex-date that will entitle me to receive $179.25 by the end of this month.

Another stock I bought timely entitles me to $275 in dividends if I hold it right to the end of July, but I'm thinking of disposing of it only if the capital gains are more than this amount after deducting commissions.

757 hours taught as of 7th July 2010

This represents a surplus of 55 hours over the total racked up during the entirety of 2009, despite the slowdown since early June.

Expenditure for 2/7 - 8/7

(2/7/2010) : $ 2.50

(3/7/2010) : $ 0

(4/7/2010) : $ 23.00

(5/7/2010) : $ 0

(6/7/2010) : $ 18.00

(7/7/2010) : $ 0

(8/7/2010) : $ 0